Patronage

It pays to do business with us!

Farm Credit of Enid has paid a patronage refund to Association members/borrowers since 1998! Through the patronage refund, Farm Credit of Enid disburses profits to its members/borrowers. When you receive a patronage refund from Farm Credit of Enid your effective cost of borrowing is reduced. The patronage payout, over the last 10 years, has actually lowered your effective interest rate on the average of .75-.80%.

We hope to continue a patronage program for those Stockholders who are now doing business with us and for new customers who join the ranks of Farm Credit of Enid.

63 Basis Point Reduction in 2016
67 Basis Point Reduction in 2015
96 Basis Point Reduction in 2014
86 Basis Point Reduction in 2013
70 Basis Point Reduction in 2012
107 Basis Point Reduction in 2011
80 Basis Point Reduction in 2010
40 Basis Point Reduction in 2009
74 Basis Point Reduction in 2008
88 Basis Point Reduction in 2007
88 Basis Point Reduction in 2006
88 Basis Point Reduction in 2005
73 Basis Point Reduction in 2004
64 Basis Point Reduction in 2003
66 Basis Point Reduction in 2002
64 Basis Point Reduction in 2001
75 Basis Point Reduction in 2000
68 Basis Point Reduction in 1999
56 Basis Point Reduction in 1998